The Platform is exclusively for your personal use. You shall not in any way harvest any data or information from the Platform for non-personal use. Such use shall likewise be in accordance with relevant laws, rules and regulations of the government.

We are not under an obligation to provide any maintenance or customer support relative to your use of the Platform.

We reserve the right to modify, suspend or terminate your access to the Platform and our contractual relations upon notice. In case of violation of these Terms and Conditions, the modification, suspension or termination of access shall be without notice. We likewise reserve the right to seek all remedies available under these Terms and Conditions, in law and in equity for violations of these Terms and Conditions.

We reserve the right to modify, suspend or terminate any part or all of the Platform, including information, content, good and service posted or offered thereon, at any time without prior notice subject to certain rights as may be provided in these Terms and Conditions.

The Platform may provide links to other web and mobile sites and applications which are not controlled by us. We disclaim liability for any information, content, good or service posted or offered thereon.

We make no representations or warranties as to, and accept no responsibility for, the accuracy of the information on those sites and applications, nor do we endorse or recommend any information, content, good or service posted or offered thereon. You acknowledge and agree that you access such web and mobile sites and applications at your own risk.

The Platform contains materials which are owned, licensed or controlled by the Company. These materials include, but are not limited to, the logo, design, layout, look, appearance, texts, graphics, photos, sounds, music, videos, scripts and software. Non-personal use and reproduction of said materials and any derivative work therefrom in any format, digital or otherwise, for purposes of promotion, publication, display or distribution are prohibited without written permission from the Company. Such unauthorized use and reproduction may give rise to civil and criminal liabilities. You retain ownership over the content you may upload or make available on the Platform. You grant the Company a worldwide, perpetual, sublicensable, irrevocable right and license over such materials to allow the Company to use, publish, publicly perform, communicate to the public, and create derivative works out of the same. Such rights may be exercised by the Company or its sublicensees without any additional payment or liability to you.

You are required to create an account to be able to use the Platform. The Platform allows only one account for each user. You shall have only one account which shall be created, administered and maintained by you.

You will be required to provide a username and password upon registration subject to certain requirements imposed by the Platform for better security and protection. You are bound to keep and protect the confidentiality of and not to disclose to anyone your username and password. We, however, understand that we cannot stop you from disclosing your username and password to other persons. The Company shall not be liable for any injury or damage caused by the intentional or unintentional disclosure of your username and password, and any transaction made using your username and password shall be valid and binding on you. In case of unauthorized use of your account or any other breach of security, you shall immediately notify the Company so that we can help you avoid or mitigate any injury or damage that it may cause.

You shall provide true, correct, accurate, complete and up to date information. You shall likewise immediately correct or update your information upon knowledge or discovery of error, mistake or inaccuracy. The Company shall not be liable for any injury or damage caused by false, incorrect, inaccurate, incomplete, or outdated information that you provided. You shall be solely liable for all obligations arising from and related to your account.

You will be required to provide a username and password upon registration subject to certain requirements imposed by the Platform for better security and protection. You are bound to keep and protect the confidentiality of and not to disclose to anyone your username and password. We, however, understand that we cannot stop you from disclosing your username and password to other persons. The Company shall not be liable for any injury or damage caused by the intentional or unintentional disclosure of your username and password, and any transaction made using your username and password shall be valid and binding on you. In case of unauthorized use of your account or any other breach of security, you shall immediately notify the Company so that we can help you avoid or mitigate any injury or damage that it may cause.

You understand and agree that the Company, as a Platform provider, only acts upon the instructions of your broker. The Company does not guarantee the timeliness, accuracy, or truthfulness of any information presented on the Platform including those attributable to you or the instruction of your broker, or other third parties.

We represent and warrant the following:

• The Company is a duly registered and licensed corporation to operate in the Philippines as a technology company.
• The Company is the owner of the Platform and of each component thereof, or the recipient of a valid license thereto, and it has and will maintain the full power and authority to grant the rights to use the Platform without the further consent of any third party.
• The Company shall exercise reasonable care, prudence and diligence in the operation and maintenance of the Platform.

You represent and warrant the following:

• You have the full power and authority to create an account with us.
• You comply with all laws, rules and regulations relevant to you concerning the use of the Platform.
• You provided true, correct, accurate, complete and up to date data and information.
• You shall be responsible for keeping your account information, including your username and password, private and confidential.
• You shall hold harmless, defend and indemnify the Company from all claims, actions, suits, charges and judgments whatsoever that arise out of your use of the Platform, or out of your agreements with your broker.

• We make no warranties regarding the products and services offered by the securities brokers on the Platform as the Company is merely a a technology company that allows brokers to communicate with customers such as yourself.You shall enter into any transaction on the Platform at your own risk. THE COMPANY AND/OR THE PLATFORM IS NOT YOUR AGENT NOR THE SECURITIES BROKER’S AGENT.
• ALL CONTENTS PROVIDED ON THE PLATFORM ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND INCLUDING, BUT NOT LIMITED TO, CORRECTNESS, ACCURACY, COMPLETENESS, TIMELINESS, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR ANY PARTICULAR PURPOSE. YOU SHALL ACCESS AND USE THE CONTENTS OF THE PLATFORM AT YOUR OWN RISK.
• ALL CONTENTS PROVIDED ON THE PLATFORM ARE INTENDED TO BE USED AND MUST BE USED FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS PROFESSIONAL ADVICE. YOU MUST SEEK INDEPENDENT ADVICE FROM A PROFESSIONAL.
• WE MAKE NO WARRANTIES AS TO THE RELIABILITY, PERFORMANCE AND SECURITY OF THE PLATFORM AS IT DEPENDS ON VARIOUS FACTORS INCLUDING, BUT NOT LIMITED TO, THE FUNCTIONS, CAPACITY AND CONFIGURATION OF YOUR DEVICE, THE SPEED OF YOUR INTERNET CONNECTION, THE NUMBER OF USERS ACCESSING THE PLATFORM, THE PERFORMANCE OF THIRD PARTY SUPPLIERS (INCLUDING BUT NOT LIMITED TO INTERNET SERVICE PROVIDERS, CLOUD SERVICE PROVIDERS, TELECOMMUNICATION COMPANIES) UPON WHICH THE PLATFORM RELIES ON, AND HAPPENING OF EVENTS THAT ARE BEYOND OUR REASONABLE CONTROL. YOU UNDERSTAND AND AGREE THAT WE SHALL NOT BE LIABLE FOR ANY RESULTING DELAY, DEFAULT OR FAILURE ATTRIBUTABLE TO SAID PERSONS OR EVENTS.
• TO THE FULLEST EXTENT PERMITTED BY LAW, WE EXCLUDE ALL RESPONSIBILITY AND LIABILITY ARISING FROM OR IN CONNECTION WITH YOUR USE OF THE PLATFORM, INCLUDING BUT NOT LIMITED TO, ANY ACTUAL OR ANTICIPATED LOSS OF PROFITS, REVENUE, BUSINESS OPPORTUNITY, OR MONETARY GAIN, AND ANY INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

All personal information submitted to us through the Platform or any other accepted means shall be subject to the Privacy Policy of the Company.

You understand that there are several instances when we may need to share some of your personal information to our affiliates, partners or third parties either for better Platform experience with your consent or for compliances mandated by law. We shall share such information on a reasonably confidential and secure way.

COMMUNICATIONS. All communications and notices between you and us shall be made through electronic means except for those instances where the law specifically requires otherwise.

NO WAIVER. We do not waive any right, power or remedy in connection with these Terms and Conditions if we delay or fail in exercising or enforcing our right, power or remedy.

SEVERABILITY. A declaration by any court or any other competent authority that any provision of these Terms and Conditions is illegal and void shall not affect the legality and enforceability of any other provision, unless the provisions are mutually and materially dependent.

GOVERNING LAW AND VENUE. These Terms and Conditions shall be governed by the laws of the Philippines, and any dispute arising from the use of the Platform or concerning these Terms and Conditions shall be brought exclusively before the courts of Makati City, Philippines.